Rockfish Management, LLC

Our Proven 3-Step Process to Build, Qualify, and Fund Your Business

Step 1: Assess & Analyze

Before we talk funding, we look under the hood.
Most business owners don’t realize lenders are evaluating them based on more than just credit scores. Fund-ability is a multi-layered evaluation that includes how your business is structured, what’s reported in public and private databases, and how your financials align with underwriting algorithms.

What we do:

• Pull key data from business credit bureaus, including Experian, Equifax, and Dun & Bradstreet.
• Analyze public records, UCC filings, merchant cash advances, and any red flags that could raise concerns with lenders.
• Review your business structure, financial documents, and lender compliance data.

You’ll receive a straightforward fundability report showing what lenders see — and the exact factors working for or against you. No guesswork.

Step 2: Build & Optimize

Once we know what lenders see, we strategically improve what they see.
We create a customized action plan to make your business look like the perfect borrower — separate from your personal credit. Whether you’re just getting started or trying to recover from past mistakes, our strategies are tailored to your stage.

What we help with:

• Strengthening business credit profiles (across multiple bureaus)
• Eliminating fundability killers (inconsistent records, address mismatches, NAICS code issues, etc.)
• Establishing bank relationships and optimizing business checking behavior
• Improving key ratios and revenue documentation
• Leveraging vendor and revolving accounts to build a solid credit trail

This phase is about control and credibility — putting you in the driver’s seat to choose your lenders rather than begging banks.

Step 3: Package & Secure Funding

Once your business is truly fundable, we connect you to the capital.
We don’t just give you a list of lenders. We package your business like a deal a lender wants to fund — based on real-world underwriting criteria, not guesswork.

What happens here:

• We identify the best fit lenders and funding products for your goals (working capital, lines of credit, equipment, SBA, etc.)
• Prepare a clean, compliant loan package that accelerates approvals
• Introduce you directly to vetted lenders in our network
• Support you through the application, underwriting, and funding process
• Follow through until the money hits your account

Whether you’re looking for $25K in business credit cards or $500K in strategic capital, we make the process frictionless, clear, and lender-approved.